What is SBI Animal Husbandry Loan?
SBI’s Animal Husbandry Loan (also called the SBI Pashupalan Loan) is a simple loan for farmers and small business owners who work with animals like cows, goats, chickens, pigs, or fish. It helps them get money to grow their dairy, poultry, fishery, or livestock-related business.
Purpose of the Loan
The loan helps farmers get money to buy animals, build sheds, and pay for things like feed, medicines, and farm tools to run their animal-related business smoothly.
Eligibility Criteria
- Farmers, Self Help Groups (SHGs), Joint Liability Groups (JLGs), individual entrepreneurs involved in animal husbandry.
- Should have adequate experience or training in livestock farming.
Who Can Apply?
Whether you’re a hardworking farmer, part of an SHG or JLG, or an aspiring animal husbandry entrepreneur — if you’ve got the skills or training in livestock care, this loan is made for you!
Loan Amount & Tenure – How Much Can You Get & For How Long?
The loan amount under SBI Animal Husbandry Loan depends on your project cost and how much you can repay. Whether you’re starting small or dreaming big, you can get anything from ₹50,000 to ₹25 lakhs or even more!
What about repayment?
You’ll usually get 3 to 7 years to repay the loan, and in some cases, there’s a grace period too—depending on the type of activity like dairy, poultry, or fishery!
Interest Rate & Subsidies – Make Your Loan Even More Affordable!
One of the biggest benefits of the SBI Animal Husbandry Loan is its affordable interest rate, usually starting from just 7% per annum. The exact rate depends on your profile, loan amount, and the activity you’re investing in—like dairy, goat farming, poultry, or fishery.
But here’s the good part—government subsidies make it even cheaper! Under NABARD and other rural development schemes, eligible farmers and entrepreneurs can get subsidies up to 25%–35% of the project cost. Plus, you might also get an interest subvention of up to 3%, which reduces your total repayment burden.
This means more support for your farm, less pressure on your pocket!
Documents Required for SBI Animal Husbandry (Pashupalan) Loan
- KYC Documents
- Aadhaar Card
- PAN Card
- Voter ID / Driving License (any valid ID proof)
- Aadhaar Card
- Passport-Size Photographs
- Recent color photos (usually 2–3 copies)
- Recent color photos (usually 2–3 copies)
- Address Proof
- Electricity bill, ration card, or any government-issued address document
- Electricity bill, ration card, or any government-issued address document
- Age Proof
- Aadhaar card, birth certificate, or school certificate (must be 18+)
- Aadhaar card, birth certificate, or school certificate (must be 18+)
- Land Ownership Documents (for farmers)
- Patta, Khata, or any proof showing land ownership or lease
- Patta, Khata, or any proof showing land ownership or lease
- Bank Account Statement
- Last 6 months’ statement to check repayment capacity
- Last 6 months’ statement to check repayment capacity
- Income Proof (if applicable)
- ITR, salary slip, or any source of regular income
- ITR, salary slip, or any source of regular income
- Training/Experience Certificate (for new entrepreneurs)
- Proof of livestock training or animal farming experience (if available)
- Proof of livestock training or animal farming experience (if available)
- Project Report (for business expansion)Simple plan showing cost, expected income, and repayment plan
- SHG/JLG Documents (if applying through a group)
- Group resolution, member list, and group account passbook
How to Apply for SBI Animal Husbandry Loan (Pashupalan Loan)
- Visit Your Nearest SBI Branch
Walk into the closest State Bank of India branch that offers agricultural or rural loans. You can also call ahead to confirm availability. - Ask for the Animal Husbandry Loan Application Form
Request the “Pashupalan Loan” or “Animal Husbandry Loan” form from the loan officer. - Fill in the Application Form Carefully
Provide accurate personal, business, and financial details. Attach all required documents (KYC, land proof, project report, etc.). - Submit the Application with Documents
Submit your filled application along with supporting documents to the branch officer. - Farm/Project Inspection (if needed)
The bank may conduct a site visit or verify your livestock or farm setup before loan approval. - Loan Sanction & Disbursement
Once approved, the loan is sanctioned and the amount is disbursed directly to your account or as per the approved project stages. - Get Repayment Details & Start Your Project
The bank will explain EMI details, interest rate, tenure, and any grace period. You can then begin or expand your animal husbandry activity.
Visit SBI’s official agriculture loan page
Benefits of SBI Animal Husbandry Loan
The SBI Animal Husbandry Loan offers multiple benefits for farmers and rural entrepreneurs involved in dairy, poultry, fishery, or livestock farming. With loan amounts starting from ₹50,000 up to ₹25 lakhs, it supports both small and large-scale animal husbandry projects. The interest rates are affordable, and eligible applicants can enjoy government subsidies and interest subvention, which lower the repayment burden. Many loans are also collateral-free up to ₹1.6 lakh, making it easier for small farmers to get funding. With flexible repayment options of 3 to 7 years and a quick approval process, SBI makes it simple to grow your animal farming business with confidence.
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